For most businesses, e-risks present new and sometimes frightening exposures.  The internet has allowed companies to expand their services to their customers and clients, but the speed at which these services can now be offered has far outstripped the ability of many businesses to identify and evaluate the possible risks that accompany them.  These include fraud, extortion, sabotage, business interruption, invasion of privacy, theft of information, unauthorized access to accounts or credit cards, and intellectual property infringement.  The list goes on and on.

Traditional insurance does not cover most of these exposures.  In fact, some insurers now specifically exclude e-risks; others have developed policies to cover at least some of the exposures.  The policies, however, tend to be expensive and require a careful analysis of what your risks are and what coverage is available.

Robert M. Currey & Associates works with experts in the field to help you address this new concern.  We will help you in the important first step of identifying where your losses are likely to occur and help you evaluate the insurance products that are available to cover them.  We will also negotiate with the brokers and underwriters to minimize pricing and maximize cover as much as possible, and will consider with you risk management techniques other than insurance that may mitigate your risk.